Verbal Ability (Para Jumbles):
Arrange sentences P, Q, R, S in logical sequence:
P. Central bank digital currencies offer unprecedented transactional transparency and settlement speed.
Q. Commercial banks fear massive deposit outflows as retail customers migrate to sovereign digital wallets.
R. To prevent credit contraction, central banks must carefully calibrate interest remuneration tiers.
S. Without such structural safeguards, retail disintermediation could trigger systemic banking panics.