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M.Com Banking: Admission 2025, Syllabus, Eligibility, Subjects, Colleges, Careers

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Updated on Jul 02, 2025

Muskan Kumari

M.Com Banking is a 2-year PG course that spans over 4 semesters. The course gives a superior insight into the field of banking operations and financial systems, monetary policy, risk management, and global financial markets. The students are exposed to corporate banking, treasury management, micro and macro-economics and financial analysis.

 

The MCom in Banking eligibility criteria is that the candidate must have completed a Bachelor’s degree in the relevant stream or any other related subject (e.g. B.Com, BBA, or B.A. Economics) with at least 50 % aggregate marks. Admission to MCom in Banking is based on both Merit and Entrance scores. Some prestigious Universities like the University of Delhi require entrance exam scores like CUET PG, etc.

 

The MCom Banking fees range from INR 20,000 – INR 1,50,000 lakhs, depending on the institute type. Some of the best colleges providing this course are the University of Delhi, Christ University (Bangalore), Banaras Hindu University, Loyola College (Chennai), Madras Christian College, and the University of Calcutta.

 

MCom Banking graduates can get positioned in commercial banks, investment firms, insurance companies, NBFCs, and financial consultancies. The common job careers are Bank Manager, Financial Analyst, Investment Banker, Loan Officer, Credit Analyst and also Risk Manager. Having M.Phil. or Ph.D qualifications, candidates can pursue careers in academia or research platform. Freshers can get an average salary of 4-6 LPA, and experienced professionals can get INR 8-14 LPA in basis of the organization and the expertise.

 

Table of Contents

  1. M.Com Banking Highlights
  2. What is M.Com Banking?
  3. Why Study M.Com Banking?
  4. Who Should Study M.Com Banking?
  5. M.Com Banking Eligibility Criteria
  6. M.Com Banking Entrance Exams 2025
  7. M.Com Banking Colleges in India
  8. M.Com Banking Admission Process 2025
  9. M.Com Banking Syllabus
  10. M.Com Banking Job Opportunities in India
  11. M.Com Banking FAQs

 

M.Com Banking Highlights

Given below are the basic key highlights for the M.Com Banking program:

Particulars

Details

Course Level

Postgraduate

Course Name

M.Com Banking

Full-Form

Master of Commerce in Banking

Duration

2 Years

Examination Type

Semester system

Eligibility

Bachelor's degree in Commerce or related field (with minimum 50%)

Admission Process

Merit-based or through university-level entrance exams

Course Fee

INR 20,000 to INR 1,50,000 per annum

Average Salary

INR 4,00,000 to INR 8,00,000 per annum

Recruiting Areas

Commercial Banks, Investment Firms, NBFCs, Financial Services, Insurance Companies, Government Financial Institutions

Job Positions

Bank Manager, Financial Analyst, Loan Officer, Credit Analyst, Investment Banker, Risk Manager, Treasury Executive

 

What is M.Com Banking?

The 2-year postgraduate degree program of M.Com Banking is meant to equip the students with complete, informative knowledge and understanding of the banking and finance and monetary systems. It serves students with developed interest in the financing and banking services business and who want to develop their knowledge on the theoretical and practical principles of banking practice.

 

The course content is broad based and includes in the content commercial and central banking, investment banking, monetary economics, international finance, financial risk management, and banking laws. It also deals with credit appraisal, treasury activities, capital markets and regulatory system. There is special focus on reasoning skills, financial decision-making, and a hands-on experience of the real-life scenarios in the world of banking process to train students to become leaders in the world of finance and banking.

 

Why Study M.Com Banking?

M.Com Banking is an advanced course in which one can gain a realistic, analytical approach to analysing contemporary banking systems, financial services as well as regulation systems. It equips students to work under complicated financial situations and also assume leadership positions in the financial and banking industry.

 

Some of the reasons as to why doing a M.Com in Banking will be practical and future inclined include the following:

  • Course work trains the students in credit appraisal, management of loan facilities, financial analysis, treasury management as well as interpretation of economic indicators. Such skills are useful in financial planning and decision-making; financial forecasting and decision-making in banks and financial institutions.
  • The course curriculum includes major subjects such as providing knowledge of banking laws, monetary economics, insurance and financial markets that pave way to working in various commercial banks, cooperative banks, NBFCs, mutual funds and regulation lines such as RBI and SEBI.
  • M.Com Banking would help as a foundation to other courses like CFA, FRM, CAIIB and also leading to academic progress in a way like M.Phil., Ph.D., or securing a post in the UGC NET as a faculty in the financial and banking sectors.
  • Included in the program are parts such as research methodology and dissertation work all of which allows a student to apply in work in the teaching arena or in the economic research field of work as well as in forums of the financial consultancy or services, or advisory services associated with financial reform and policy planning.

 

Who Should Study M.Com Banking?

Listed below are some of the points on who should pursue an M.Com in Banking. Let’s have a look at them:

  • Students with strong interests to work in the financial and banking sector and seek to study such aspects of financial planning as investment analysis, that of risk management, those of the monetary policy, and also commercial banking through demanding academies.
  • Analytical, quantitative and decision-makers, who are fascinated in working with financial figures, study of market trends, and business advice provision.
  • Candidates who take competitions including the IBPS, SBI PO, RBI Grade B or intend to get into financial regulators, e.g., SEBI, NABARD or take up a public sector undertaking.
  • Students who intend to work in corporate banking, investment or mutual funds firms, insurance firms, or non banking financial firms (NBFCs), and desire to acquire specialist knowledge to increase their employability.

 

M.Com Banking Eligibility Criteria

The admission requirement of the M.Com Banking course is as given below. It has to be stated that the criteria may be slightly different in different institutes and universities:

  • A Bachelor degree in Commerce or other discipline (e.g. B.Com, BBA, or BA in Economics/Banking/Finance) of a recognized university.
  • A minimum aggregate pass mark of 50%(5% relaxation may be provided to SC/ST/OBC students as per the institutional or government standards) in the qualifying under graduate test.
  • A candidate studying in some universities may be required to have done studies in subjects such as Accounting, Economics, Business Studies, or Banking at undergraduate level.

 

M.Com Banking Entrance Exams 2025

Admission to M.Com Banking can be done on the basis of performance in national or university level entrance examination held all over India.

Name of the Exam

Date of Application (Tentative)

Date of the Exam (Tentative)

Application Fee (INR)

CUET PG 2025

December 2024 – January 2025

March 2025

INR 1200 (General) INR 1000 (OBC/EWS) INR 800 (SC/ST/PwD)

Delhi University PG Entrance (DUET)

February – March 2025

April – May 2025

INR 750 (General/OBC/EWS) INR 300 (SC/ST/PwD)

IGNOU OPENMAT PG (if applicable)

March – April 2025

May – June 2025

INR 1000

 

M.Com Banking Colleges in India

Provided below is the list of some of the best M.com Banking Colleges in India. Students must be eligible first in order to pursue an M.com Banking from these colleges.

Name of College

Location

Total Course Fees (Approx.)

Madras Christian College

Chennai, Tamil Nadu

INR 48,000

Hindu College, University of Delhi

New Delhi

INR 17,560

St. Xavier’s College (Autonomous)

Kolkata, West Bengal

INR 80,000

Loyola College

Chennai, Tamil Nadu

INR 78,000

Jain University

Bangalore, Karnataka

INR 1,30,000

 

M.Com Banking Admission Process 2025

The student is normally eligible to study in M.Com Banking based on entrance test like CUET PG or DUET but a few universities do admit students based on merit. The below given is the step-wise admission procedure in Madras Christian College, Chennai (MCC), one of the well-known colleges that offers M.Com Banking:

 

Step 1: There are various websites related to Madras Christian College, and you can access the official one and then enroll yourself in the admission procedure. Online mode: Fill in the online application form of M.Com (Banking and Insurance) with the necessary academic and personal information.

 

Step 2: Apply, where possible, to the necessary entrance exam like CUET PG (in case it is accepted by the college). Other institutions, such as MCC, would also involve some personal interviews or admission screening procedures.

 

Step 3: Wait until the merit list or entrance exam result is released. Through the official portal or email, shortlisted candidates will be informed based on the cutoff scores and the details of their applications.

 

Step 4: In case of selection, you will be called in to verify the documents and counseling (as the case may be). The college can also publish an on-the-spot admission list as well.

 

Step 5:To book a particular seat, you have to pay the admission fee or the token fee. There will be a formal email confirmation of the same that will have the information such as the orientation program and commencement of the academic session.

 

Required Documents:

  • Class 10 and 12 mark sheets
  • Mark sheets of UG Degree (All semesters)
  • Temporary or original UG Degree certificate
  • Transfer Certificate (TC)
  • Conduct/Character Certificate
  • Aadhaar/PAN/ Voter identification as ID proof given by the government
  • Community/Caste certificate (wherever applicable)
  • Recent passport pictures
  • Migration Certificate (Non-resident university/state students)

 

M.Com Banking Syllabus

Given below is the M.Com Banking Syllabus followed at University of Madras and Madras Christian College for your reference. The M.COM Accountancy curriculum is divided into 4 semesters spanning a total of 2 years.

Semester I

Semester II

Principles of Banking and Financial Institutions

Central Banking and Credit Control

Monetary Economics

Banking Law and Practice

Financial Accounting

Marketing of Banking Services

Managerial Economics

Human Resource Management in Banks

Elective I – Risk Management in Banking

Elective II – E-Banking and Technology in Finance

Soft Skills / Foundation Course I

Soft Skills / Foundation Course II

Semester III

Semester IV

International Banking and Forex Management

Banking and Insurance Management

Financial Services and Institutions

Strategic Management in Banking

Research Methodology and Business Analytics

Project Work (Report & Viva)

Elective III – Investment and Portfolio Management

Elective IV – Financial Derivatives

Internship / Mini Project

Viva-Voce / Comprehensive Review

 

M.Com Banking Job Opportunities in India

After completing the M.Com Banking, students can pursue various Job Profiles. Given below are some of the famous Job Roles you can pursue after completing the course. Along with the top recruiters and Average Pay.

Job Overview

Experience

Top Recruiters / Fields

Average Pay (INR)

Banking Officer

0–2 Years

Public & Private Sector Banks (SBI, HDFC, ICICI, Axis)

INR 3.5–6 LPA

Credit Analyst

1–3 Years

NBFCs, Commercial Banks, Credit Rating Agencies

INR 5–8 LPA

Risk Manager

2–4 Years

Investment Banks, Insurance Firms, FinTech Companies

INR 6–10 LPA

Financial Analyst

1–3 Years

Banks, Mutual Funds, Financial Services Firms

INR 5–7.5 LPA

Relationship Manager

2–5 Years

Wealth Management, Retail & Corporate Banking

INR 5–9 LPA

Investment Banker

3–6 Years

Investment Banks, MNCs, Financial Advisory Firms

INR 10–15 LPA

Assistant Manager (Banking)

2–4 Years

Government Banks, RBI, NABARD, SEBI

INR 6–9 LPA

Lecturer / Academic Roles

0–3 Years

Commerce Colleges, Banking Institutes

INR 4–6.5 LPA

 

M.Com Banking FAQs

Is M.Com in Banking suitable option to the candidates aiming banking and finance sector jobs including government banks?

Absolutely. M.Com in Banking can be very useful to those students who plan to pursue a career in the banking, insurance or even finance industry. It encompasses the specific information in the field of laws, central banks, financial services, and risk management all of which have a place in competitive exams such as IBPS, SBI PO/clerk, RBI Grade B, and NABARD. This sort of postgrad degree also enhances eligibility to UGC NET (Commerce), which is necessary to work as an academic and researcher.

Is there any inter disciplinary, technical subject such as IT or economics, taught in M.Com in Banking?

Right, interdisciplinary integration is considered in most university design of M.Com Banking. Economics, HRM, Strategic Management, Business Analytics and Digital Banking tools are typically a part of the syllabus. They can also offer electives in data analytics, fintech or e-banking which can increase their employability in the areas of IT enabled services, financial consulting and banking processes.

What can I do after doing M.Com Banking (Postgraduate or Research)?

Students have an option to study M.Phil. or a Ph.D. in Commerce, Banking or Finance after M.Com Banking, especially when they pass UGC NET/JRF. Other programs that are quite popular are MBA in Finance, Postgraduate Diplomas in Financial Planning, Investment Analysis or Chartered Financial Analyst (CFA) courses. Usual prospects are teaching, academic research and higher-level policy positions in finance departments.

What is the role of M.Com Banking course in the modern technology of banking or financial instruments?

Most M.Com Banking programs in the current day involve an inclusion of FinTech courses, Digital Banking, Financial Modelling, Investment Analysis Calculators and risk analytics programs. These give the taxpayers access to the contemporary banking sector with core banking products, end-user products and an understanding of blockchain. It is especially useful to people intending to be a part of a private bank or a fintech company startup.

Is M.Com in Banking open to all students even those of non- commerce honors (Science/ Arts)?

M.Com in Banking generally requires admission of students who have taken B.Com, BBA or B.A. (Economics) degrees. But some universities do admit students of other streams in case they have studied either Commerce, Accounting or Economics somewhere in their academic life or they clear an entry test (e.g., CUET PG, DUET). One should look at the eligibility criteria of the particular college, but overall, good analytical and mathematical skill may enable the non-commerce student to sail through the syllabus.

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