IBPS Clerk 2025: Exam (Oct 4, 5, 11), Admit Card, Exam Pattern, Syllabus, Cutoff, Selection Process

IBPS Clerk 2025 exam is one of the most important recruitment exams for candidates aiming to build a career in the banking sector. Every year, the Institute of Banking Personnel Selection (IBPS) organises this exam to select Customer Service Associates (CSA) for 11 major nationalised banks in India.

The IBPS Clerk exam is known for its transparent selection process, clear eligibility criteria, and standardised exam pattern. Detailed knowledge of the exam pattern, syllabus, and preparation strategy is vital for candidates who want to excel in both the prelims and mains stages. Understanding the recruitment steps and timelines helps aspirants plan better and improve their scores.

For 2025, the IBPS Clerk prelims exam is scheduled for October 4, 5, and 11, 2025, while the mains exam will be held on November 29, 2025. The application fee is INR 850 for General, OBC, and EWS candidates and INR 175 for SC, ST, and PwD candidates. These key dates and fees allow candidates to plan their preparation and application process efficiently.

Below, candidates will find comprehensive details about the IBPS Clerk 2025 exam, including the selection process, eligibility, exam pattern, and key dates. All information strictly follows the official IBPS notifications and leading exam portals to ensure accuracy.

What is IBPS Clerk Exam?

IBPS Clerk exam selects clerical staff, known as Customer Service Associates, for some of the largest banks in the country. This exam is divided into two stages: Preliminary and Mains, offering a fair system for mass recruitment. The scores from IBPS Clerk are valid for CSA positions in designated banks on a nationwide scale. IBPS manages the exam administration, result announcements, and final allotments.

This recruitment drive offers a competitive salary and a stable government job with various allowances and growth prospects. Candidates should carefully study the official advertisement before submitting their application and ensure they meet every requirement before attempting registration.

IBPS Clerk 2025 Dates

IBPS Clerk exam involves several important events, starting from the release of a notification to the final result declaration. Candidates are required to closely follow every date to avoid missing critical steps like application submission and admit card download. A record high number of vacancies was announced for this year, making it an even bigger opportunity for banking aspirants. Make sure to check these dates and be ready for every phase, from registration to prelims, and finally the mains.

IBPS Clerk 2025 Highlights

IBPS Clerk exam covers every aspect of the selection process, including details about registration numbers, test-taker statistics, fees, and the mode of examination. The following summary table gives candidates a snapshot of the entire process. This helps applicants budget, plan travel, and manage logistics for both stages of the exam.

IBPS Clerk Application 2025

The IBPS Clerk 2025 application process is carried out entirely online, making it accessible and efficient for candidates from all regions of India. The application form was made available on the official IBPS website starting August 1, 2025, and eligible applicants had to complete several steps including online registration, uploading essential documents, and fee payment. Candidates needed to provide accurate details, as no modifications are allowed after the final submission. It is important to carefully go through every stage and keep copies of the online receipt and submitted application for records.

Steps to Apply for IBPS Clerk 2025

To register for the IBPS Clerk exam, follow these steps:

• Go to the IBPS official website.
• Select the active link for CRP-CSA-XV (Clerk) application.
• Begin the process by clicking “New Registration” and fill in all basic details to obtain a provisional registration number and password.
• Enter personal, educational, and contact information as prompted in the form.
• Upload clear scanned copies of your recent photograph, signature, left thumb impression, and the handwritten declaration as per specified dimensions.
• Fill in your state, bank preferences, and examination centre choices. This data cannot be changed after submission.
• Preview the entire form for accuracy, make sure details match official documents, and proceed to pay the application fee online using available payment methods like debit/credit card, UPI, or net banking.
• Once payment is successful, download and print the submitted application form and e-receipt for your future reference.

IBPS Clerk Application Fee 2025

The application fee is collected online and must be paid in full at the time of form submission. The fee details are as follows:

Payment can be made through RuPay/Visa/MasterCard/Maestro debit cards, credit cards, internet banking, IMPS, cash cards, or mobile wallets.

IBPS Clerk Handwritten Declaration 2025

Every applicant must upload a specific handwritten declaration. This declaration confirms that the information submitted in the application is true and can be verified with original documents whenever required. The prescribed text is:

“I, _______ (Name of the candidate), declare that all the information submitted by me in the application form is correct, true and valid. I will present the supporting documents as and when required.”

Exam Centres Selection

Candidates are required to select one examination centre for the prelims and one for the mains during the application. Prelims are organised in close to 200 cities, and the mains are held at about 80 locations. Centre choices must be made thoughtfully, as changes are not permitted later in the process.

IBPS Clerk 2025 Admit Card

Admit cards are mandatory documents required for entry into the exam hall. The prelims admit card should be downloaded using the official website well before the exam date. Candidates must bring this printout along with a valid photo ID on the exam day. The same process will be followed for the mains exam. The admit card is also authenticated at the exam centre and should be retained for future reference. Neglecting to bring this document or not following instructions can result in disqualification for the exam attempt.

How to Download IBPS Clerk Admit Card 2025?

To download the IBPS Clerk 2025 Admit Card, candidates must follow the instructions below:

• Go to the official IBPS website.
• Click on the “IBPS Clerk Admit Card” link.
• Enter your registration or roll number and password/date of birth.
• Download and print your admit card.

IBPS Clerk 2025 Exam Day Guidelines

Exam centres have strict rules to ensure fair conduct and safety. Reporting early, maintaining social distancing, and following dress code instructions are all compulsory. Carrying the admit card and a valid photo ID is a must. Digital devices are strictly banned, and candidates must bring their own stationery and water bottle. Biometric photo registration may be required at some centres for better security. Candidates who break guidelines risk getting barred from the exam.

• Arrive at the centre 15 minutes before the reporting time.
• Wear a mask and keep a personal sanitiser.
• Carry the original and authenticated admit card, photo ID, and one extra photo.
• Download Aarogya Setu if required by the centre authorities.
• Keep rough sheets at your desk and follow all instructions by staff.
• No additional rough sheets will be supplied; carry all allowed items as listed on the admit card.

IBPS Clerk 2025 Eligibility

Meeting eligibility criteria is the first step toward a successful IBPS Clerk application. Candidates need to fulfil both age and educational requirements. IBPS has set clear guidelines to ensure transparency. A valid graduation degree, computer proficiency, and local language skills are essential. Detailed background checks are made during document verification, and candidates must follow the age relaxation rules strictly as per government policies.

IBPS Clerk 2025 Exam Pattern

Knowing the exam pattern allows for focused study sessions and strategic mock test attempts. Both prelims and mains have distinct patterns, with sectional time limits to promote fairness. Carefully analyse the mark distribution, negative marking, and time allocation to plan exam day performance.

IBPS Clerk Prelims Exam Pattern 2025

The preliminary examination is the first stage and acts as a screening round. This test is composed of three sections, and all questions are objective type (MCQs). Each section is allotted its own time, ensuring that candidates distribute their effort across all test areas. The complete duration of the paper is one hour, and marks achieved here are not counted towards the final merit ranking.

IBPS Clerk Mains Exam Pattern 2025

Candidates who clear the prelims qualify for the mains exam. The mains paper has been recently updated. It now consists of four sections with a combined total of 155 questions, weighted for a maximum of 200 marks. Each section is time-bound, and the scores obtained are used in the final merit list. There is also a negative marking penalty for incorrect responses in each section.

Negative marking: 0.25 marks per incorrect answer. Practice time management with these exact patterns for the best results.

IBPS Clerk 2025 Exam Analysis

IBPS Clerk 2025 exam analysis covers both the prelims and mains exams to help candidates understand the difficulty level and question types. Based on last year’s exam, the overall difficulty was easy to moderate. The English Language section was quite easy, allowing most candidates to attempt the questions comfortably. The Reasoning Ability section was moderately tough, with puzzles and seating arrangements being the key focus areas. The Quantitative Aptitude section was also moderately challenging, requiring good calculation skills and practice. This analysis gives a clear idea about the distribution of questions and prepares candidates for what to expect in the exam.

Candidates who manage their time well and balance speed with accuracy can perform well in all sections. Familiarity with the question pattern and regular mock practice can help crack the exam efficiently.

IBPS Clerk 2025 Syllabus

A thorough understanding of the syllabus is essential for systematic preparation and high achievement. Studying all topics in detail and practising solving previous year papers helps improve speed and accuracy. Both prelims and mains cover a wide range of topics designed to assess reasoning, maths skills, English proficiency, and banking knowledge.

IBPS Clerk Prelims:

• English: Reading comprehension, Cloze tests, Error spotting, Sentence improvement, Fill in the blanks.
• Numerical Ability: Number series, Simplification, Quadratic equations, Data interpretation, Approximations.
• Reasoning: Puzzles, Syllogism, Coding-decoding, Blood relations, Inequality, Direction sense, Order and ranking.

IBPS Clerk Mains:

• Reasoning & Computer Aptitude: Basics of computers, DBMS, Networks, Computer organization.
• Quantitative Aptitude: Advanced maths, Data sufficiency, Arithmetic, Interpretation.
• General/Financial Awareness: Banking, Current affairs, Schemes, Static GK, Financial systems.
• English Language: Reading, Grammar, Vocabulary, Comprehension, Verbal ability.

IBPS Clerk 2025 Preparation

To prepare well for the IBPS Clerk 2025 exam, candidates should follow a simple and clear plan. First, understand the exam pattern and syllabus fully. Make a study timetable and stick to it every day. Study regularly for at least 4 to 6 hours daily. Focus on all subjects but spend more time on weak areas. Practice previous years’ question papers and take mock tests often. This helps improve speed, accuracy, and confidence.

Use the right books to clear your concepts. Choose study material that covers all important topics for the exam. Going through solved question papers helps know the kind of questions asked and their difficulty. Taking regular tests and analyzing mistakes will help you improve a lot.

Here are some of the best books useful for IBPS Clerk exam preparation:

IBPS Clerk 2025: Section-Wise Preparation Tips

Here is a simple summary of section-wise tips for the IBPS Clerk exam:

• Reasoning: Practice puzzles, seating arrangements, syllogisms, and coding-decoding regularly using mock tests.
• Quantitative Aptitude: Focus on strengthening basic concepts. Learn shortcut tricks and spend time on arithmetic, number series, and data interpretation.
• English: Work on grammar and vocabulary every day. Read editorials and practice comprehension and grammar exercises.
• General Awareness and Computer: Stay updated with current news and banking facts. Practice computer basics through quizzes.

By studying in a disciplined way, reading the right materials, and practicing each section well, candidates can improve their chances of getting a good score in the exam.

IBPS Clerk 2025 Result

IBPS Clerk 2025 result is announced in two stages: prelims and mains. Candidates can check their results online by visiting the official IBPS website. To view the result, candidates need to log in using their registration number or roll number along with their date of birth or password. The result will show whether the candidate has qualified to move to the next stage.

How to Download IBPS Clerk Result 2025?

The steps mentioned below will help candidates understand the process of downloading the IBPS Clerk 2025 result.

1. Visit the official website of IBPS.
2. Click on the ‘IBPS Clerk result’ link available on the homepage.
3. On the login page, enter your registration number or roll number and date of birth or password.
4. The result will be displayed on the screen.
5. Download and save the result for future reference.

Note that IBPS releases the prelims result first, followed by the mains result. Candidates must keep their login details safe to avoid any difficulty while accessing the results. The official website is the only source to check and download the results; no offline or postal delivery of result documents is done. The final selection depends on the mains exam score.

IBPS Clerk 2025: Score Normalisation

To ensure fairness in scoring, IBPS applies a normalisation process to adjust the marks of candidates appearing in different exam shifts. Since the exam is conducted in multiple sessions with question papers varying in difficulty, normalisation balances scores so that no candidate is unfairly advantaged or disadvantaged. This is done using the equipercentile method, which compares the distribution of scores across shifts and adjusts individual scores accordingly. The scores are calculated up to two decimal places and then rounded off to two decimals.

In cases where two or more candidates have the same score, the final ranking is decided by their date of birth, with the older candidate being placed higher. After merit ranking, candidates are provisionally assigned to any of the participating banks based on their rank and document verification.

IBPS Clerk 2025 Cutoff

IBPS Clerk cutoff marks for 2025 will be declared separately for both prelims and mains exams. These cutoffs are published based on category and state, showing the minimum and maximum qualifying marks. The final selection cutoff is calculated after normalising the candidate scores out of 100. The cutoff applies to both the overall total score and individual sections of the exam.

How to Check IBPS Clerk Cutoff 2025?

Below are the steps to download the IBPS Clerk result 2025.

1. Visit the official IBPS website.
2. Navigate to the CRP Clerical tab on the homepage.
3. Click on the IBPS Clerk cutoff link.
4. The cutoff marks will display on the screen.
5. Download and save the cutoff PDF for reference.

Understanding the cutoff scores helps candidates analyse the competition and prepare accordingly. Previous years’ cutoff data provide a useful benchmark for aspirants to estimate their target scores.

IBPS Clerk Prelims Cut off 2024

The table below shows the IBPS 2024 cutoff based on the category. It will help candidates get an idea about IBPS Clerk cutoff 2025.

IBPS Clerk 2025 Participating Banks

Candidates have the option to indicate their preferred banks while filling out the application form. Knowing each bank's transfer policy, local language requirements, and general reputation can help candidates make smart choices. The following 11 banks participate in IBPS Clerk recruitment annually:

• Bank of Baroda
• Canara Bank
• Indian Overseas Bank
• UCO Bank
• Bank of India
• Central Bank of India
• Punjab National Bank
• Union Bank of India
• Bank of Maharashtra
• Indian Bank
• Punjab & Sind Bank

IBPS Clerk 2025: Exam Languages

IBPS Clerk exam is conducted in English, Hindi, and 13 regional languages as per the candidate’s chosen state. This ensures inclusivity and equal opportunity for candidates nationwide. Choosing the right language improves comprehension and boosts scores. Double-check your selected medium when filling the application form for accuracy.

IBPS Clerk 2025 Vacancies

Every year IBPS announces vacancies as per bank requirements and state-wise quotas. Knowing the breakdown helps candidates identify states with the highest opportunities based on their reservation category. Total vacancies now stand at 10,696 for 2025, distributed across various categories and states. Choosing the most favourable state during registration can increase final selection chances for many aspirants.

IBPS Clerk 2025 Recruitment Process

The designation of IBPS Clerk has been updated to Customer Service Associate (CSA) by IBPS. The recruitment process for this position includes multiple steps, starting from online application submission to the declaration of final results and provisional allotment. The process mainly consists of two exam stages: prelims and mains.

Steps in the IBPS Clerk Recruitment Process:

1. Application Form Submission: Candidates must register online, upload scanned photographs, signatures, left thumb impressions, and a handwritten declaration. They must also pay the application fee to complete registration.
2. Admit Card Release: Separate admit cards are issued for prelims and mains. Candidates should download these from the official IBPS website by logging in with their credentials.
3. Exam Stages:
   • Prelims: This is a qualifying exam where candidates must secure the minimum cutoff to move to the next stage.
   • Mains: Only qualifiers from prelims can appear in mains. The final merit list and selection depend entirely on mains exam scores.
4. Result Declaration: Results are published separately for both exams. Candidates need to log in with their registration number or roll number and date of birth or password to check their results.
5. Language Proficiency Test: Candidates allotted to a particular state may have to clear a test on the local language. This test is qualifying in nature and is conducted after mains.
6. Document Verification and Provisional Allotment: Finally, shortlisted candidates must verify their documents. Only after satisfactory verification will the provisional allotment to banks be made.

IBPS Clerk 2025 Salary Details

The starting salary for an IBPS Clerk in 2025 is approximately INR 24,050, with regular annual increments leading up to a maximum basic pay of around INR 64,480 over 20 years. In addition to the basic income, clerks receive various allowances such as Dearness Allowance (DA), House Rent Allowance (HRA), Special Allowance, and Transport Allowance, which together raise the total monthly salary to roughly INR 35,000 to INR 40,000 in hand. These allowances increase periodically based on factors like inflation and the location of posting.

IBPS Clerk 2025 Job Profile

An IBPS Clerk’s duties include verifying customer documents, handling cash and important records, processing withdrawals and deposits, maintaining ledgers and balance sheets, issuing demand drafts, opening new bank accounts, resolving customer issues, and updating passbooks. They provide essential support services to bank customers and help in daily banking activities.

IBPS Clerk 2025 Promotion

Promotion for IBPS Clerks becomes possible after serving for two to three years. There are two main routes for promotion:

• Normal Promotion: Requires clearing an internal written exam. Candidates promoted this way do not need to have any diplomas from the Indian Institute of Banking and Finance (IIBF).
• Merit-Based Promotion: Requires candidates to have completed JAIIB (Junior Associate of the Indian Institute of Bankers) and CAIIB (Certified Associate of Indian Institute of Bankers) diplomas from IIBF, in addition to meeting performance criteria.

These promotions allow clerks to advance in their banking careers by moving into higher posts with increased responsibilities and pay.

IBPS Clerk 2025 FAQs