• Updated on 24 Sept, 2025 by Souvik Podder
IBPS PO Eligibility Criteria 2025: The Institute of Banking Personnel Selection (IBPS) released the official notification for the IBPS PO 2025 exam on July 1, 2025, outlining the complete eligibility requirements. Candidates interested in applying must carefully go through these conditions and confirm that they fulfill them before registering. The IBPS PO 2025 eligibility criteria cover key aspects such as age, educational qualification, and other essential conditions that every applicant needs to meet. For a detailed understanding of the criteria, continue reading the article below.
- IBPS PO Eligibility Criteria 2025 Overview
- IBPS PO Eligibility Criteria 2025
- IBPS PO Eligibility Criteria 2025 for EWS Candidates
- IBPS PO Eligibility Criteria 2025 for PWD Candidates
- IBPS PO Participating Banks 2025
- IBPS PO Eligibility Criteria 2025: Medical Standards
- IBPS PO 2025 Credit History
- IBPS PO Eligibility Criteria 2025 FAQs
IBPS PO Eligibility Criteria 2025 Overview
Candidates who wish to appear in IBPS PO exam can check the overview of IBPS PO Eligibility Criteria 2025 in the table below.
IBPS PO Eligibility Criteria 2025
To be eligible for IBPS PO exam, candidates have to satisfy various criteria such as age limit, nationality, educational qualification, etc. Candidates can check the eligibility criteria below.
IBPS PO Age Limit
Candidates who are between the ages of 20 and 30 are eligible to apply for IBPS PO exam. There are certain relaxations in the age limit for specific categories. Candidates can check the relaxations in the table below.
- Commissioned Officers, including ECOs and SSCOs, who have completed at least five years of service in the armed forces and have been released (or are due for release within a year), are eligible for an age relaxation of 5 years.
- Candidates belonging to the ST category with a physical disability are entitled to an age relaxation of 15 years.
- Applicants who wish to claim relaxation benefits must upload the required supporting documents during the recruitment process on the official IBPS PO website.
- Ex-servicemen who served as Cadre Officers are not eligible for any form of reservation.
- At the time of the interview and any later stage of the recruitment process, candidates claiming age relaxation must produce the original certificates along with photocopies for verification by IBPS and participating banks.
IBPS PO Educational Qualifications
A candidate is eligible for the IBPS PO 2025 exam if they hold a graduation degree in any stream, such as BA, B.Com, B.Sc., B.Tech, or equivalent, from a university recognized by the Government of India. Applicants with an equivalent qualification approved by the Central Government are also considered eligible to apply.
The candidates must have a valid mark sheet / Degree Certificate that certifies that they are a graduate on the day they register for this exam, and must indicate the percentage of marks obtained in Graduation while registering for the IBPS Bank-PO examination.
Computer Literacy: Working knowledge of computer systems is necessary for the job as well as to give the IBPS PO exam, which is conducted in online mode.
Language Proficiency: Verbal and written proficiency in the official language of the State/UT is desirable. The candidate must be able to read, write and speak the language.
IBPS PO Nationality
Candidates who wish to appear in the IBPS PO exam must meet the nationality requirements as mentioned below.
- The applicant must be a permanent citizen of India.
- Citizens of Nepal or Bhutan are also eligible.
- Tibetan refugees who entered India before 1st January 1962 with the intention of permanent settlement can apply.
- Individuals of Indian origin who migrated from Pakistan, Burma, Sri Lanka, Kenya, Uganda, Nepal, Bhutan, Ethiopia, Vietnam, or other East African nations are allowed to appear for the exam.
- Candidates falling under the above special categories must present valid proof of citizenship.
IBPS PO Reservations
According to section 34, a person with benchmark disabilities are eligible for a reservation for IBPS PO Eligibility Criteria 2025. There are certain disabilities mentioned.
- “OC” Category
- Visible Impairment (VI) Category- after the best correction candidate, will be eligible to apply.
- Hearing Impaired (“HI”) Category
- Intellectual disability
- Multiple Disease - means various disabilities within the clause
IBPS PO Eligibility Criteria 2025 for EWS Candidates
Candidates who belong to the EWS category can check the eligibility criteria mentioned below.
- Candidates under the EWS (Economically Weaker Section) category are those who do not fall under the SC, ST, or OBC categories.
- The family’s gross annual income must be below INR 8 lakh to be considered for EWS.
- For IBPS recruitment, 10% reservation is provided to eligible EWS candidates.
- However, candidates will not be eligible for EWS benefits if they or their family own any of the following assets, regardless of income:
- Agricultural land measuring 5 acres or more
- A residential flat of 1000 sq. ft. or above
- A residential plot of 100 sq. yards or more in notified municipalities
IBPS PO Eligibility Criteria 2025 for PWD Candidates
As per the provisions of the Rights of Persons with Disabilities Act, 2016, individuals with benchmark disabilities are entitled to reservation under Section 34. The eligible categories of disabilities covered under this Act include:
- Deafness and hard of hearing
- Blindness or low vision
- Intellectual disability, autism spectrum disorder, mental illness, or specific learning disabilities
- Locomotor disability, which also covers conditions such as leprosy, cerebral palsy, dwarfism, muscular dystrophy, and survivors of acid attacks
The allocation of vacancies for persons with benchmark disabilities will be done in line with the Act and based on the number of reserved posts reported to IBPS by the participating banks.
IBPS PO Participating Banks 2025
A total of 11 banks are participating in IBPS PO 2025 exam. Candidates who will qualify all the stages of the examination can get the opportunity to become a Probationary Officer. The banks are listed in the table below.
IBPS PO Eligibility Criteria 2025: Medical Standards
To be eligible for IBPS PO exam, candidates need to attach their medical fitness certificate. They have to go through the following tests.
- Blood test
- Serum Cholesterol
- Abdomen & pelvis ultrasonography
- H.I.V test with Serum Creatinine
- E.S.R
- Urine and Stool Routine
- Blood Sugar
- X-ray of Chest P.A view
IBPS PO 2025 Credit History
(i) At the time of joining, candidates must maintain a satisfactory credit record. The minimum CIBIL or credit score requirement will be based on the respective bank’s internal guidelines, which may change from time to time.
(ii) If a candidate’s CIBIL details are not updated before the date of joining, they will be required either to get their CIBIL report corrected or submit No Objection Certificates (NOCs) from concerned lenders, confirming that there are no pending issues in the accounts shown adversely in CIBIL. If this is not done, the bank reserves the right to withdraw or cancel the offer of appointment. The final authority in such cases will rest with the allotted bank.
IBPS PO Eligibility Criteria 2025 FAQs
What is the age limit to apply for IBPS PO 2025?
The age limit for IBPS PO 2025 is between 20 and 30 years. This means candidates must be at least 20 years old but not older than 30 as of 1st July 2025. The date of birth should fall between 2nd July 1995 and 1st July 2005. Age relaxation is available for reserved categories as per government rules. Candidates must check their eligibility accordingly before applying.
Is there any age relaxation for certain categories in IBPS PO 2025?
Yes, there is age relaxation for reserved categories. SC/ST candidates get 5 years, OBC (non-creamy layer) candidates get 3 years, persons with disabilities get 10 years, and ex-servicemen have 5 years relaxation. Other special categories such as Jammu & Kashmir domiciles or victims of 1984 riots may also get up to 5 years relaxation. These relaxations help eligible candidates apply beyond the general age limit.
What is the minimum educational qualification required for IBPS PO 2025?
Candidates must have a graduation degree in any discipline from a recognized university. The graduation must be completed on or before the application date (21st July 2025). Degrees recognized by the Central Government are also accepted. A valid degree certificate or mark sheet must be shown during registration. There is no percentage criteria mentioned as mandatory, but candidates should check official notifications.
Can candidates from Nepal, Bhutan, or Tibetan refugees apply for IBPS PO 2025?
Yes, candidates who are subjects of Nepal or Bhutan, or Tibetan refugees who settled in India before 1st January 1962, are eligible to apply. They must obtain a certificate of eligibility issued by the Government of India. Persons of Indian origin who migrated from certain countries with the intention of permanent settlement in India are also eligible with proper certification.
Is computer knowledge necessary for IBPS PO 2025?
Yes, basic working knowledge of computers is necessary. The IBPS PO exam is online, so candidates should be comfortable using computers. Additionally, computer literacy is important for job responsibilities after selection. This means candidates should know the basics of using computer systems and related operations.
Are there any language proficiency requirements for IBPS PO 2025?
Candidates should have proficiency in the official language of the state or union territory where they apply. This means they should be able to read, write, and speak the local language. Proficiency in language is important as it helps with communication during training and job assignments in the bank's assigned location.
What documents are needed to prove eligibility for IBPS PO 2025?
Candidates must upload their graduation degree or mark sheet as proof of qualification. They should also provide valid photo ID proof like Aadhar card, passport, or voter ID. For reserved categories, category certificates must be submitted. Documents must be genuine and verifiable at the time of interview and joining.
Can ex-servicemen apply for IBPS PO 2025?
Yes, ex-servicemen who have completed at least 5 years of service and have been released or will be released within one year are eligible. They get an age relaxation of 5 years. However, ex-servicemen who served as Cadre Officers are not eligible for reservation benefits. Proper discharge certificates are required for verification.
Is there any minimum percentage required in graduation for IBPS PO 2025?
While the notification largely emphasizes graduation as the minimum qualification, some participating banks may specify a minimum percentage like 60% or equivalent CGPA. Candidates should carefully check each bank’s criteria during the recruitment process. It's safest to have a strong academic record, though no fixed percentage is universally mandatory.
Are candidates with physical disabilities eligible for IBPS PO 2025?
Yes, candidates with physical disabilities can apply. They get an age relaxation of up to 10 years, and for Scheduled Tribe candidates with disabilities, the relaxation can be up to 15 years. The disability must be certified by a competent authority. The IBPS provides necessary accommodations for persons with disabilities during the exam.
What is the nationality requirement for IBPS PO 2025 candidates?
Candidates must be Indian citizens to apply. Alternatively, subjects of Nepal or Bhutan, Tibetan refugees settled in India before 1962, and persons of Indian origin migrated from specified countries are also eligible. Those who fall into these categories must have valid eligibility certificates issued by the Indian Government.
Are degree equivalents recognized for IBPS PO 2025 eligibility?
Yes, degrees or qualifications recognized by the Central Government as equivalent to a graduation degree are accepted for eligibility. Candidates with such recognized certifications should ensure they can produce valid proof during the application and interview to avoid disqualification.
How is the age calculated for IBPS PO 2025 eligibility?
Age is calculated as on 1st July 2025. Candidates must be at least 20 years old and below or equal to 30 years as of this date to be eligible under the general category. Birthdates outside this range will lead to rejection unless the candidate qualifies for age relaxation.
Is there any restriction on the number of attempts for IBPS PO 2025?
There is no official restriction on the number of attempts for the IBPS PO exam, as long as the candidate meets the age and qualification criteria. Candidates can appear multiple times until they reach the upper age limit or are otherwise disqualified.
What credit history requirements are there for IBPS PO candidates?
Candidates must have a healthy credit history when joining a participating bank. The minimum credit score required will be as per the bank’s policy, which can be updated. If the credit status is not updated before joining, candidates must update it or provide No Objection Certificates from lenders. Without this, the offer letter may be withdrawn, as per the bank’s final decision.