BCom in Banking and Finance: Admission 2025, Colleges, Jobs & Careers

B.Com in Banking and Finance is a 3-year undergraduate program that provides students with a deep understanding of financial systems, banking operations, investment management, and commerce fundamentals. The course covers a variety of subjects, including corporate finance, insurance, taxes, banking regulations, financial accounting, and fintech applications. The syllabus of the course combines theoretical ideas with hands-on learning through case studies, industry internships, and projects, the course equips students for the challenges of the real financial sector.

Candidates must have passed the 10+2 exam or its equivalent from an authorised board as they should have prior experience in commerce, economics, or mathematics. Most colleges require at least 50% to 60% of the total Class 12 grades. Admissions are decided by entrance exams like the SEE, JET (Jain University), or CUET (UG). These are followed in some institutions by document verification and in-person interviews.

There are various career options for B.Com. banking and finance graduates in both the public and private sectors. They may hold positions as risk analysts, investment bankers, banking associates, credit officers, insurance advisors, and financial analysts, among others. Fintech companies like Razorpay and Paytm, as well as ICICI Bank, HDFC Bank, SBI, Deloitte, and KPMG, are among the top recruiters. Experience and additional credentials like an MBA, CA, or CFA can lead to substantial growth in the starting salary, which typically ranges from INR 3 to 6.5 LPA.

B.Com in Banking and Finance Highlights

Given below are some of the basic highlights for the B.Com in Banking and Finance course:

What is B.Com in Banking and Finance?

B.Com in Banking and Finance is a three-year undergraduate degree that provides knowledge on the fundamentals of banking, financial systems, and commerce. It combines theoretical and practical knowledge to prepare students for careers in financial institutions, investment firms, and the corporate sector.

Financial accounting, banking regulations, investment analysis, risk management, corporate finance, and insurance are common topics covered in the course. It also places a strong emphasis on numerical abilities, analytical thinking, and a solid grasp of financial instruments and markets.

Graduates of this course can find employment in government financial departments, insurance companies, banks, and non-banking financial companies. Also, it provides a solid basis for pursuing professional certifications like CFA and CFP, as well as advanced degrees like an MBA in Finance or Chartered Accountancy.

Why pursue B.Com in Banking and Finance?

Pursuing B.Com in Banking and Finance offers industry-relevant knowledge and opens doors to diverse, high-demand career paths in the financial sector. It also builds a strong foundation for advanced studies and long-term professional growth.

• Knowledge Relevant to the Industry: Acquire a thorough understanding of financial systems, investment management, and banking operations.
• Numerous Career Opportunities: Provides access to positions in corporates, banks, financial institutions, and insurance companies.
• Solid Basis for Further Education: Perfect starting point for obtaining a finance-related degree such as an MBA, CA, CFA, or CFP.
• Professional Development: The course provides opportunities for career advancement with a speciality and a competitive salary range.
• Global Opportunities: Students will gain the information and abilities needed in global financial systems and markets.
• Demanding Sector: Experts in banking and finance are highly sought after in both the public and private sectors, particularly at HDFC Bank and ICICI Bank.
• Practical Exposure: This course provides hands-on industry experience through internships and live projects with banks and financial institutions.
• Technological Integration: Students gain knowledge of digital banking, financial technologies (FinTech), and new tools that will influence the financial industry in the future.
• Entrepreneurial Skills: It offers applicants with the financial knowledge required to run startups or small enterprises. To run a startup, financial knowledge is very much needed.
• Opportunities for Networking: Students who participate in industry seminars, workshops, and alumni networks make profitable business relationships.

Who should pursue B.Com in Banking and Finance?

Bachelor of Commerce in Banking and Finance is ideal for students with a commerce or economics background and a strong interest in financial systems. It is suitable for analytical thinkers, finance enthusiasts, and aspiring professionals in banking, investment, or entrepreneurship.

• It is suitable for those with a 10+2 background in economics or commerce.
• Those with an interest in banking, investing, stock markets, and financial planning are known as finance enthusiasts.
• Students who like working with numbers, analysing data, and solving financial problems are known as analytical thinkers.
• People who want to work in banking, finance, insurance, or consulting are known as aspiring bankers or financial advisors.
• People who wish to run their own businesses and have a strong grasp of finance.
• Students who intend to enrol in postgraduate programs related to finance, such as MBA, CA, CFA, or others, are known as higher study aspirants.

B.Com in Banking and Finance Eligibility Criteria

To apply for admission to Bachelor of Commerce in Banking and Finance, one needs to fulfill the following eligibility criteria:

• Applicants must have passed the 10+2 or a comparable test administered by an approved board.
• Depending on the school, students must typically receive between 50% and 60% of their possible points in Class 12.
• Students with backgrounds in economics, mathematics, or commerce are given preference.
• In 10+2, some colleges might make accounting or mathematics required.
• Most universities base admission on merit, some may have their own entrance exams or interviews.
• Since many programs are conducted in English, proficiency in the language is frequently required.

B.Com in Banking and Finance Entrance Exams

For admission in the Bachelor of Commerce in Banking and Finance, applicants are required to take and qualify in entrance exams, because the majority of the colleges take admission depending on the ranks or marks obtained in these entrance exams. The Bachelor of Commerce in Banking and Finance entrance exam is given below:

B.Com in Banking and Finance Colleges in India

Many private and government colleges in India offer a Bachelor of Commerce in Banking and Finance. Some of the well-known colleges are given below.

B.Com in Banking and Finance Syllabus

B.Com in Banking and Finance is not just about studying theories; it's about applying that knowledge to real-world problems in finance and banking. The table below represents the subjects covered in the Bachelor of Commerce in Banking and Finance at Presidency University, Bangalore:

B.Com in Banking and Finance Admission Process

The Bachelor of Commerce in Banking and Finance is a course for which admission is primarily made through the entrance exam at Jain University, the admission procedure is explained step by step:

Step 1: Students should visit the official website of the Jain University. Students need to book slot for JET exam conducted by Jain University. 

Step 2: Students need to appear for entrance exam JET.

Step 3: Shortlisted candidates would be allowed to appear for Group Discussion and Personal Interview.Step 4: Submit all the needed information, like personal and academic particulars. Students are required to upload the required documents.

Step 5: Those whose score qualifies them are invited to attend counselling for the course. Students need to bring genuine documents for approval. 

Step 6: All students are expected to fulfil the requirements for admission and pay the course fee.

Documents Required

Here is a list of documents that students must bring, original documents and photocopies for verification and submission during admission Jain University.

• Class 10th mark sheet and passing certificate
• Class 12th mark sheet and passing certificate
• Character certificate from the last attended school
• Government identity proof (Aadhar card, Voter ID, or Passport)
• Caste certificate (if applicable)
• Income certificate (if applicable)
• Transfer certificate from the last institution
• Migration certificate (if applicable)
• PwD certificate (if applicable)
• Recent passport-size photographs
• Student's signature

B.Com in Banking and Finance Jobs & Careers 

Here is a detailed overview of career opportunities after completing Bachelor of Commerce in Banking and Finance, including job profiles, experience range, top recruiters, and average salary:

B.Com in Banking and Finance FAQs