Certificate in Insurance Services Admission 2025, Syllabus, Eligibility, Subjects, Colleges, Careers

• Updated on  Jul 25, 2025, by Puja Jena

Certificate in insurance services is a short-term commercial certification program from 3 to 12 months, designed to provide basic knowledge in insurance operations, risk management, policy structure, claim handling and customer service. Its purpose is to skill learners for the role of admission level in the insurance sector.

 

The original eligibility for enrollment in a certificate in the insurance service program is passing class 10+2 from a recognized board. Some institutes may require a bachelor's degree, and the entry is usually direct, although some certificates, such as IRDAI or III licenses, may require registration and admission tests.

 

The course fee is definitely between INR 5,000 – 30,000 based on the training provider and course format for certificates in insurance services in India. Institutions such as the Indian Institute of Skill Development Training.

 

Certificate holders of insurance services can find jobs in insurance firms, TPAs, broker companies and banking organizations. Certain job functions are insurance agents, claim executives, underwriting assistants and customer service executives. The initial average salary is in the range of INR 2-4 LPA, while experienced individuals can earn up to INR 6-8 LPA..

 

Table of Contents
  1. Certificate in Insurance Services Key Highlights
  2. What is a Certificate in Insurance Services?
  3. Why Pursue a Certificate in Insurance Services?
  4. Who should study Certificate in Insurance Services?
  5. Certificate in Insurance Services Eligibility Criteria
  6. Certificate in Insurance Services Colleges
  7. Certificate in Insurance Services Admission Process 2025
  8. Certificate in Insurance Services Syllabus
  9. Certificate in Insurance Services vs. Certificate in Banking & Finance
  10. Certificate in Insurance Services Job Opportunities in India
  11. Certificate in Insurance Services FAQs

 

Certificate in Insurance Services Key Highlights

Below are the key highlights of the Certificate in Insurance Services course in India:

Particulars

Details

Course Name

Certificate in Insurance Services

Course Level

Certificate/Vocational

Duration

3 months – 1 year (varies by provider)

Course Type

Full-Time / Part-Time / Online

Admission Process

Direct Admission (some certifications may require basic assessment or IRDAI exam)

Eligibility Criteria

Passed class 12th from a recognized board (some require graduation)

Course Fees

INR 5,000 – 30,000

Subjects

Insurance Basics, Life & General Insurance, Risk Management, Claims Handling, Underwriting, Customer Service

Top Colleges

Indian Institute of Skill Development Training

Job Profiles

Insurance Agent, Claims Executive, Underwriting Assistant, Policy Advisor, Customer Service Executive

Top Recruiters

LIC, HDFC Life, ICICI Prudential, SBI Life, Max Life, Policybazaar, New India Assurance, Bajaj Allianz

Average Salary in India

INR 2–4 LPA (Freshers)

 

INR 5–8 LPA (Experienced)

 

What is a Certificate in Insurance Services?

Certificate in insurance services is a short-term business program designed to introduce students to the basic principles of insurance, risk management, and policy services. Divided from 3 months to 1 year, the course provides practical knowledge in life and general insurance operations, claims management, and customer handling. It is ideal for individuals seeking admission in the insurance and finance sectors with necessary IRDAI-alignment training modules and industry risk.

 

This course is to make the workforce efficient in the main functions of the insurance industry. It focuses on managing insurance products, serving customers and equipping candidates with necessary technical information and mutual skills to follow and follow the regulatory structure.

 

Why Pursue a Certificate in Insurance Services?

A certificate in insurance services is a concentrated and practical course for individuals seeking immediate admission and development in the insurance and finance industries. The reasons for advancing this course are as follows:

  • Industry-Pack Courses: The program aligns with IRDAI criteria and equips students with policy operations, claim processing, customer service, and practical knowledge in the government.
  • Early Career Entry: With the short-term and profession-focused modules, candidates can easily secure positions as insurance agents, back-office officials, claim authorities, and sales managers.
  • Strong Regional Development: Due to knowledge about financial planning and government initiatives such as Ayushman Bharat and PMFB, the insurance industry is noticing exponential growth.
  • Government and PSU jobs: Certification holders can qualify for positions in LIC, GIC, NICL and other public sector insurance companies through recruitment examinations.
  • Foundation for Higher Finance Career: This course serves as a step for advanced study in finance, banking, or action domains and supports career infection in BFSI regions.

 

Who should study Certificate in Insurance Services?

A practical short-term program is ideal for starting a career in the rapidly growing insurance and financial services sector in insurance services. With direct industry linkage and concentrated courses, this course suits candidates to demand initial employment. The best fit candidates below are those who should pursue a certificate in the insurance service course:

  • Students looking for immediate entry-level jobs in insurance companies, banks or finance firms.
  • Licensed insurance agent, claim processor, or target to become a customer service officer.
  • Applicants interested in understanding policy sales, risk management and insurance rules.
  • Professionals working need for formal certification to proceed in the BFSI region.
  • Candidates preparing for public sector insurance exam or are planning a career with LIC, NICL or IRDAI.

 

Certificate in Insurance Services Eligibility Criteria

To advance a certificate in the insurance service course in India, the applicant must meet some eligibility criteria, without which it is not possible to enter this course. Here insurance services have certificates. Eligibility criteria are mentioned below:

  • Class 10 or 10+2 from any recognized board is determined by the college or institute with minimal qualifications.
  • Usually, no minimum marks are required; However, some institutions may set a basic cut-off.
  • Admission is usually qualified, in which some colleges conduct individual interviews or qualification tests.
  • Applicants belonging to any section (art, commerce, science) are eligible to apply.

 

Certificate in Insurance Services Colleges

Various institutions in India are offering Certificate in Insurance Services courses; each institute has got some entrance exam criteria for admitting students. Some of the top Certificate in Insurance Services colleges in India have been mentioned below, along with their total course fee, NIRF Ranking, and entrance exams required for admission:

College Name

Location

Total Course Fees (Approx.)

NIRF Ranking

 

(Overall)

Intake Exams

Indian Institute of Skill Development Training

Indore, Madhya Pradesh

INR 3,500

Not Ranked

10+2 (Higher Secondary) or equivalent is required.

 

Certificate in Insurance Services Admission Process 2025

Admission to this course is based on the merit of the students. Given below is the admission process for pursuing the Certificate in Insurance Services at Indian Institute of Skill Development Training is as follows:

 

Step 1: Select the course you want to become certified in.

 

Step 2: Press the "Enroll Now" button.

 

Step 3: Continue with the enrollment process.

 

Step 4: Provide your billing information and move on to course fee payment.

 

Step 5: You will be taken to the payment gateway. Pay the course and exam fee via one of the following options:

 

Debit/Credit Card, Wallet, Paytm, Net Banking, UPI, or Google Pay.

 

Step 6: On successful payment, you shall be issued your study material login ID and password through email within 48 hours of payment of fees.

 

Step 7: After finishing the course, take the online test.

 

Step 8: On passing the test, you shall be issued:

  • A soft copy (scanned) of your certificate through email within 7 working days of test.
  • A hard copy (original signed with official seal) mailed to your address within 45 days of the declaration of the result.

Step 9: Job opportunities that are suitable for your area of interest will be provided after certification.

 

Required Documents:

  • 10th/12th Marksheet and Passing Certificate
  • Proof of Identity
  • Proof of Address
  • Recent Passport Size Photographs
  • Birth Certificate or Age Proof
  • Caste/Category Certificate (if applicable)
  • Migration Certificate

 

Certificate in Insurance Services Syllabus

The syllabus for Certificate in Insurance Services in India is more or less the same in the colleges offering the course. The syllabus may slightly differ depending on the curriculum followed by the institute. For reference, the syllabus for Certificate in Insurance Services is given below:

Syllabus:

Module 1: Introduction to Insurance and Investment Services: Overview of insurance and investment sectors, Functions of insurance in economic development, Types of insurance (life, health, general), Introduction to investment management, Role of insurance in personal financial planning, Regulatory bodies (IRDAI, SEBI), Risk and return concepts, Key insurance and investment terms, Financial intermediaries and markets, Code of ethics in insurance and investment advisory.

Module 2: Insurance Products and Services: Life insurance plans (term, endowment, ULIPs), Health insurance and critical illness policies, Motor, travel and property insurance, Group insurance and employee benefits, Riders and add-on covers, Premium calculation and underwriting basics, Claims process and settlement, Insurance policy servicing and documentation, Reinsurance and risk pooling, Technology trends in insurance services.

Module 3: Investment Products and Asset Classes: Mutual funds and SIPs, Stocks and equity investments, Fixed income instruments (bonds, debentures), Real estate and REITs, Gold and commodity investments, Public provident fund (PPF) and NPS, Portfolio diversification techniques, Systematic investment and withdrawal plans, Capital markets overview, Investment platforms and fintech trends.

Module 4: Financial Planning and Advisory: Steps in financial planning, Risk profiling and asset allocation, Retirement and pension planning, Goal-based investment planning, Tax planning using insurance and investments, Wealth accumulation strategies, Insurance needs analysis, Financial calculators and tools, Role of a financial advisor, Regulatory compliance in financial advisory.

Module 5: Risk Management and Portfolio Strategy: Principles of risk management in investments, Hedging and insurance as risk mitigation tools, Portfolio management strategies (active, passive), Investment risk assessment tools, Monitoring and reviewing portfolio performance, Behavioral finance and investor psychology, Volatility and market timing, Strategic vs tactical asset allocation, Crisis management in financial planning, Ethics in portfolio and risk advisory.

Module 6: Practical Applications and Industry Insights: Case studies on insurance and investment solutions, Reading policy documents and fund fact sheets, Regulatory updates (IRDAI, SEBI circulars), Client interaction and advisory roleplay, MIS reporting and client portfolio summaries, Using CRM and advisory software tools, Emerging trends in InsurTech and WealthTech, Industry certifications (NISM, IRDA exams), Final project and client advisory simulation, Certification exam and feedback.

 

Certificate in Insurance Services vs. Certificate in Banking & Finance

Given below is the course comparison between the Certificate in Insurance Services and the Certificate in Banking & Finance:

Aspect

Certificate in Insurance Services

Certificate in Banking & Finance

Focus

Fundamentals of life/general insurance, risk analysis, policy underwriting, claims

Basics of banking, finance, loans, account management, and customer relations

Core Subjects

Insurance principles, insurance law, claims, underwriting, risk management

Banking operations, financial markets, accounting, customer service, KYC compliance

Approach

Industry-specific skills for insurance operations and customer interaction

Broad-based understanding of banking systems, loan procedures, and financial planning

Career Paths

Insurance Agent, Claims Processor, Underwriting Assistant, Policy Advisor

Bank Clerk, Loan Officer, Financial Assistant, Relationship Manager

Job Opportunities

Insurance firms (LIC, ICICI, Bajaj Allianz), TPAs, broking firms, BPOs

Public/private sector banks, NBFCs, finance startups, payment banks

Average Salary

INR 2–4 LPA (Fresher)

 

INR 5–8 LPA (Experienced)

INR 2.5–5 LPA (Fresher)

 

INR 6–10 LPA (Experienced)

 

Certificate in Insurance Services Job Opportunities in India

Certificate in Insurance Services graduates can have job roles in multiple fields including Insurance Sales Agent, Claims Processing Executive, Customer Support Executive, Underwriting Assistant, Policy Advisor, Insurance Analyst, Senior Insurance Manager, and others. Some of the common job roles for Certificate in Insurance Services graduates in India are given below:

Job Title

Recruiters

Experience Level

Average Salary

Insurance Sales Agent

LIC, ICICI Prudential, HDFC Life

1-3 year

INR 1.44-3 LPA

Claims Processing Executive

New India Assurance, Tata AIG

1-3 year

INR 1.68-2.4 LPA

Customer Support Executive

Bajaj Allianz, SBI Life

0-5 year

INR 1.4-4.5 LPA

Underwriting Assistant

Reliance General, Max Bupa

1-3 year

INR 3-7 LPA

Policy Advisor

Aditya Birla Sun Life, LIC

0-1 year

INR 3-3.6 LPA

Insurance Analyst

Infosys BPM, WNS, Accenture

0-1 year

INR 2 LPA

Senior Insurance Manager

ICICI Lombard, HDFC Ergo

1-2 year

INR 2-5.8 LPA

 

Certificate in Insurance Services FAQs

What subjects or modules are included in the certificate in the insurance service course?

The curriculum usually contains modules such as insurance, life and general insurance, risk management, insurance rules, management of claims and the principles of customer servicing in insurance. All these subjects are designed to equip students with a full understanding of how insurance is operated by issuing policies for insurance and compliance.

Are career prospects available after completion of certificates in insurance services?

On completion of CIS, job opportunities are available in the event of insurance agents, sales officers, customer service officers, claim assistants and relationship managers. Job opportunities are available in private and public insurance companies, banks, third-party administrators (TPAs) and financial institutions. With experience, there is scope for underwriting, risk evaluation or supervisory positions.

How is the Certificate in Insurance Services course delivered and for how long?

The CIS course is usually given through the institute online and in offline mode. The duration can be 3 months to 6 months, making it convenient for students as well as for them. Online learning platforms such as study materials, tutor guidance and video lectures for flexibility.

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